This is clearly a scam tax rebate text?
HMRC wish to warn young adult to take extra care, after seeing the number of scam tax rebate text, being reported to them. Today many young adults typically manage their finances via there mobile phones, they can be particularly susceptible to an approach via text message.
Fraudsters target vulnerable people with fake messages that look authentic. Fraudsters send out more scam tax rebates texts during April and May because this is when HMRC processes rebates.
Last Spring, HMRC received 250,000 reports of such scams, adding up to 250,000 in total.
These texts often point you to a website that is a spitting image of the genuine HMRC site.
Many people wouldn’t even think twice about giving out this information to this website They just have to catch you off guard.
Don’t be caught out
Firstly, HMRC would never request your bank details by text or phone, HMRC say they literally shut down hundreds of sites a week associated scam tax rebate texts, which are referred to as “phishing scams”.
“We are determined to protect honest people from these fraudsters who will stop at nothing to make their phishing scams appear legitimate,” says head of customer services at HMRC, Angela MacDonald.
HMRC is currently shutting down hundred of phishing sites each month.
“If you receive one of these emails or texts, don’t respond and report it to HMRC so that more online criminals are stopped in their tracks. You can do this by forwarding suspicious text messages to 60599. (Text messages will be charged at your network rate.)” Says Tom Lowe of ABS Accountancy
If you think you are owed a tax rebate, HMRC will issue the repayment automatically. It will then be deposited directly into your bank or you’ll be sent a cheque in the post, if you haven’t already provided HMRC your bank details on your tax return.
The usual signs of scam tax rebates texts include:
- Poor spelling or grammar
- A call for urgent action – often text will be underlined, bold or in red
- Lack of specific greeting (scammers will probably not know your name1)
- Incorrect email address (Government emails take the format ‘@name@[department].gsi.gov.uk)
And Remember HMRC never send notifications of a tax rebate or ask you to disclose personal or payment information by email or text message. And never give out your personal details via text or email